MARKET PRODUCTS NEEDED BY EVERY INDIVIDUAL AND COMPANY!

WHAT IS A CRITICAL ILLNESS POLICY?

A Critical Illness policy is a revolutionary product that is designed to help survivors of critical illness by paying a lump sum benefit to the insured upon the diagnosis of a covered condition such as:

Cancer Heart Attack Coronary By-Pass Surgery Angioplasty Major Organ Transplant Blindness Paralysis

Stroke Kidney Failure Non-Invasive Cancer in Situ Death by any cause Severe Burns (20% of body or more) Loss of Independent Lliving HIV (medical personnel only)

WHAT DOES IT MEAN TO THE AVERAGE AMERICAN?

Thanks to medical advances, more and more Americans are surviving major medical crisis - Cancer, Strokes, Heart Attacks, and Kidney failure. Medical Care has increased life expectancy resulting in people surviving a Critical Illness that would have previously resulted in death. We realize that many individuals who have been diagnosed with what at one time were considered fatal illnesses are now overcoming the odds and surviving. Unfortunately, traditional life insurance is not designed for survivors.

The problem, however, exists when any person suffering one of these Critical Illnesses has to take off work in order to recuperate. In almost all cases the time period needed to properly recuperate is anything from three to thirteen months and sometimes longer. During this time period, the insured is unable to work, usually without income, or at a decreased temporary income, yet he/she and his/her family still have to live, eat, pay the mortgage, insurance, school fees, etc.